There are many things most of us would do if money weren’t an issue. That’s especially true when it comes to our homes. If you’re not where you dreamt, turn your attention to what you desire. Throwing money considerations out the window can be the best way to realise what you want. Those goals may not be achievable, but there’s no chance of achieving them if you don’t know what they are. Often, achieving your dream home requires you to look ahead of where you are. Dreams cause us to work that bit harder. So, money aside, what do you want from your home?
What house would you have if you could afford one of those large mortgages? Would you opt for a larger house? Think about how much space you would have in an ideal world. Maybe your dreams are smaller, and you would like to own a home instead of rent one. Working out what your dream home is will help you achieve the goal. Take time to find the right house, and work out what you need to do to achieve it. Do you need to save some money, or work extra hours? If you want it bad enough, it’s worth the effort. Printing off pictures of houses you love can help give you the push you need.
Maybe you’re happy with the house you have, but don’t love your location. Where would you choose to live instead? Take a look at places to help you decide. Having a dream location in mind will allow you to set a precise price range in your head. Take a look at the house prices in that area. How far are you from your goal? It may surprise you how achievable the prices are. Work out, too, what you’d be willing to compromise. Would you settle for a smaller house in the perfect location? Or, maybe you would rather live further afield and get the house size of your dreams. Becoming familiar with your options will help you plan how to achieve them.
The dream house won’t do you any good if you can’t furnish it. Buying new furniture may make you that bit happier with your current location. Or, maybe you just want to dream about the furniture you would put in that perfect house. Take a look at the furniture you like and look at the prices once you’ve decided. This, on top of your house research, can help you set up a budget. Once you’ve got that budget in place, you can start putting some extra effort into your savings.
Too often, we let money worries hold us back. Don’t get caught in that trap. Set yourself clear goals, and see if there’s any way you can achieve them. If nothing else, your research will show you how different life could be if you saved that little bit extra. Don’t compromise anymore. Set your sights high to give your family the best things possible.